Margaret Chewe, Philomena Muiruri and Jackson Musau 2024. An Investigation on the Effect of Savings and Internal Lending Communities Participation on Poverty Reduction among Informal Operators in Shangai Informal Settlement Mpika, Zambia. The International Journal of Humanities & Social Studies. 12, 6 (Aug. 2024). DOI:https://doi.org/10.24940/theijhss/2024/v12/i6/HS2406-018.