Mustapha, Momodu, Kanoba Isah Idris, Obeten Okoi Michael, and Musah A. Abubakar. “Mobile Wallet: Adoption Among Staff and Students in Edo State Tertiary Institution, Nigeria”. The International Journal of Science & Technoledge 7, no. 12 (December 31, 2019). Accessed July 17, 2024. http://internationaljournalcorner.com/index.php/theijst/article/view/150297.