U, A.O., O., M.G., B., A.H. and E., O.I. 2021. Bank Innovation Capability and Competitive Advantage of Small and Medium Scale Enterprises in Nigeria. The International Journal of Business & Management. 9, 4 (Apr. 2021). DOI:https://doi.org/10.24940/theijbm/2021/v9/i4/BM2104-028.