The Effect of Financial Literation Levels and Financial Inclusion on Financial Management in MSME Actors in Cinere District, Depok, Indonesia

Abstract

This research aims to determine how much the level of financial literacy and financial inclusion and their impact on the financial management of MSMEs in Cinere Depok District. This research is a quantitative research. In this study, the sample size was taken as many as 50 respondents who participated in this study. The variables used in this study include independent variables, namely financial literacy, financial inclusion and the dependent variable, namely financial management. The instrument used in this study was a questionnaire with a Likert scale distinguishing between 1-5 answers. The analysis method uses PLS analysis. The results of this study indicate that financial literacy has a significant effect on financial management and financial inclusion has a significant effect on the financial management of MSMEs in Cinere Depok District.